$60,000,000 in Louisiana State Bond Money available!

	State Bond Money Available Now!
For more information or to lock in on this or other great programs, Contact:	Call:665-4399 E-mail:loaninfo@bellsouth.net Apply Online 24/7: www.fcmla.com
2010 A Programs: Assisted Program Interest Rate: 4.95% 30 year fixed 3% Assistance towards down payment and closing costs $48,170,000 allocated on 5/28/2010 Low Rate Program Interest Rate: 4.45% 30 year fixed No Assistance $5,150,000 allocated on 5/28/2010 HOME/MRB Program Interest Rate: 2.95% 30 year fixed 4.5%-9% Assistance depending on loan amount $9,000,000 allocated   Assistance is available on an equal basis regardless of race, color, familial status, national origin, religion, sex or handicap.   LOANS ARE AVAILABLE ON A FIRST-COME, FIRST-SERVED BASIS.	LHFA released $60,000,000 in Louisiana State Bond Money! To be eligible, you cannot have owned a home in the past 36 months. This First-Time Homebuyer rule applies again. We must have an accepted purchase contract to make the bond reservation. Bond can be used with 96.5% FHA, 100% VA or 100% USDA Rural Development options. Subject to underwriting and program qualifications and availability of bond funds. Loans must close by 8/13/2010 Assisted and Unassisted income limits are $60,600 with a family of 1-2 people and $69,690 for a family of 3 or more people in Liv/EBR/Asc parishes. HOME/MRB income limits are $33,950 for 1 person, $38,800 for 2, $43,650 for 3, $47,500 for 4, $52,400 for 5 in Liv/EBR/Asc For more information on State Bond, FHA, VA, Rural Dev or Conventional financing options, Contact Erica Whiddon at: (225)665-4399 loaninfo@bellsouth.net Apply at www.fcmla.com

Applying for a mortgage in Louisiana online

If you are reading this, you can apply for a mortgage right now for FREE pre-approval to see what amount you qualify for and on which programs. There are a variety of loan programs out there: 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% (which can come from a gift) and of course Conventional financing with great rates. We also participate in the Louisiana Housing Finance Agency state bond program. Click the image of our website below to get started or call Erica at 225-665-4399. We are licensed to lend in the entire state of Louisiana.

100% MORTGAGE FINANCING IS STILL AVAILABLE!

Alot has changed in the mortgage industry over the past couple of years. The good news is 100% Mortgage Financing is still available and there are a variety of other mortgage programs with historically low interest rates. If you are interested in seeing what amount and programs you qualify or what you need to do to be in a position to qualify for a mortgage, contact me! I am licensed to lend in the entire State of Louisiana.