tag:blogger.com,1999:blog-5889371072114838172011-10-19T11:17:53.750-05:00www.fcmla.comERICA--FIRST CHOICE MORTGAGE, LLChttp://www.blogger.com/profile/16597579649558769205noreply@blogger.comBlogger31100tag:blogger.com,1999:blog-588937107211483817.post-32959490051954592252010-06-01T20:41:00.001-05:002010-06-01T20:41:04.885-05:00<span xmlns=''><div><table border='0' style='border-collapse:collapse'><colgroup><col style='width:326px'/><col style='width:399px'/></colgroup><tbody valign='top'><tr style='background: #003399'><td style='padding-left: 7px; padding-right: 7px'><p>  </p></td><td style='padding-left: 7px; padding-right: 7px'> </td></tr><tr style='height: 96px'><td style='padding-left: 7px; padding-right: 7px' vAlign='middle'><p> </p></td><td style='padding-left: 7px; padding-right: 7px' vAlign='middle'><p style='text-align: center'><span style='color:#0066cc; font-family:Trebuchet MS; font-size:48pt'><strong>State <br /></strong></span></p><p style='text-align: center'><span style='color:#0066cc; font-family:Trebuchet MS; font-size:48pt'><strong>Bond Money Available Now!</strong></span></p></td></tr><tr style='background: #003399'><td style='padding-left: 7px; padding-right: 7px'><p style='text-align: center'><span style='color:white; font-family:Trebuchet MS; font-size:12pt'><strong>For more information or to lock in on this or other great programs, Contact: </strong></span></p></td><td style='padding-left: 7px; padding-right: 7px'><p style='text-align: center'><span style='font-size:12pt'><strong><span style='color:white; font-family:Trebuchet MS'>Call:665-4399 E-mail:<a href='mailto:loaninfo@bellsouth.net'/></span><span style='font-family:Arial'>loaninfo@bellsouth.net<span style='color:white'> Apply Online 24/7: www.fcmla.com </span></span></strong></span></p></td></tr><tr><td style='background: #0066cc; padding-left: 7px; padding-right: 7px'><p><span style='color:#ffff99; font-family:Trebuchet MS; font-size:12pt'>2010 A Programs:<br /></span></p><p><span style='color:#ffff99; font-family:Trebuchet MS'><strong>Assisted Program<br /></strong></span></p><p><span style='color:white'>Interest Rate: 4.95% 30 year fixed<br /></span></p><p><span style='color:white'>3% Assistance towards down payment and closing costs <br /></span></p><p><span style='color:white'>$48,170,000 allocated on 5/28/2010 <br /></span></p><p><span style='color:#ffff99; font-family:Trebuchet MS'><strong>Low Rate Program<br /></strong></span></p><p><span style='color:white'>Interest Rate: 4.45% 30 year fixed<br /></span></p><p><span style='color:white'>No Assistance <br /></span></p><p><span style='color:white'>$5,150,000 allocated on 5/28/2010<br /></span></p><p><span style='color:#ffff99; font-family:Trebuchet MS'><strong>HOME/MRB Program<br /></strong></span></p><p><span style='color:white'>Interest Rate: 2.95% 30 year fixed<br /></span></p><p><span style='color:white'>4.5%-9% Assistance depending on loan amount <br /></span></p><p><span style='color:white'>$9,000,000 allocated<br /></span></p><p><br /> </p><p><span style='color:white; font-family:Arial; font-size:9pt'>Assistance is available on an equal basis regardless of race, color, familial status, national origin, religion, sex or handicap.<strong><br /> </strong></span></p><p><br /> </p><p><span style='color:white; font-family:Arial; font-size:9pt'><strong>LOANS ARE AVAILABLE ON A FIRST-COME, FIRST-SERVED BASIS. </strong></span><br /> </p></td><td style='padding-left: 7px; padding-right: 7px'><p style='text-align: center'><h1>LHFA released $60,000,000 in Louisiana State Bond Money!<br /></h1></p><ul><li>To be eligible, you cannot have owned a home in the past 36 months. This First-Time Homebuyer rule applies again. <br /></li><li>We must have an accepted purchase contract to make the bond reservation. <br /></li><li>Bond can be used with 96.5% FHA, 100% VA or 100% USDA Rural Development options. <br /></li><li>Subject to underwriting and program qualifications and availability of bond funds.<br /></li><li>Loans must close by 8/13/2010<br /></li><li>Assisted and Unassisted income limits are $60,600 with a family of 1-2 people and $69,690 for a family of 3 or more people in Liv/EBR/Asc parishes. <br /></li><li>HOME/MRB income limits are $33,950 for 1 person, $38,800 for 2, $43,650 for 3, $47,500 for 4, $52,400 for 5 in Liv/EBR/Asc <br /></li></ul><p><h2><span style='font-size:14pt'> For more information on State Bond, FHA, VA, Rural Dev or Conventional financing options, Contact Erica Whiddon at: </span><br /> <span style='font-size:14pt'><br /> </span></h2></p><p style='text-align: center'><span style='font-family:Verdana; font-size:20pt'><br /> <strong>(225)665-4399<br /></strong></span></p><p style='text-align: center'><span style='font-family:Verdana; font-size:18pt'><strong>loaninfo@bellsouth.net Apply at www.fcmla.com </strong></span></p></td></tr></tbody></table></div></span><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/588937107211483817-3295949005195459225?l=ericawhiddon.blogspot.com' alt='' /></div>ERICA--FIRST CHOICE MORTGAGE, LLChttp://www.blogger.com/profile/16597579649558769205noreply@blogger.com0tag:blogger.com,1999:blog-588937107211483817.post-9194896074904800412010-05-13T12:57:00.003-05:002010-05-13T13:05:47.782-05:00If you are reading this, you can apply for a mortgage right now for FREE pre-approval to see what amount you qualify for and on which programs. There are a variety of loan programs out there: 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% (which can come from a gift) and of course Conventional financing with great rates. We also participate in the Louisiana Housing Finance Agency state bond program. Click the image of our website below to get started or call Erica at 225-665-4399. We are licensed to lend in the entire state of Louisiana. <br /><a href="http://fcmla.com" target="_blank"><img src="http://i496.photobucket.com/albums/rr323/ericawhiddon/WEBSITE.jpg" border="0" alt="WEBSITE"></a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/588937107211483817-919489607490480041?l=ericawhiddon.blogspot.com' alt='' /></div>ERICA--FIRST CHOICE MORTGAGE, LLChttp://www.blogger.com/profile/16597579649558769205noreply@blogger.com0tag:blogger.com,1999:blog-588937107211483817.post-1019590361033559532010-05-12T13:19:00.003-05:002010-05-12T13:23:54.600-05:00Alot has changed in the mortgage industry over the past couple of years. The good news is 100% Mortgage Financing is still available and there are a variety of other mortgage programs with historically low interest rates. If you are interested in seeing what amount and programs you qualify or what you need to do to be in a position to qualify for a mortgage, contact me! I am licensed to lend in the entire State of Louisiana.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/588937107211483817-101959036103355953?l=ericawhiddon.blogspot.com' alt='' /></div>ERICA--FIRST CHOICE MORTGAGE, LLChttp://www.blogger.com/profile/16597579649558769205noreply@blogger.com0